Personal finance systems for spending, saving, debt, and investing.
Education & Certification
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Budget Planner
A wholesale club can offer great savings, but membership is expensive! We compared the prices at BJ’s, Costco and Sam’s Club to help you figure out if it’s worth it for you.
Apr 6, 2026

Debt Management
William Fewox has worked as a freelance writer since 2017, and his work is featured in literary magazines such as The Aquarian, The Navigator and The Historian. He has also self-published a handful of novels. He has worked as a Social Studies teacher and research assistant in local Florida museums and more recently has worked as an editor for a start-up publishing company. William holds a bachelor's degree in history from Jacksonville University.
Apr 6, 2026

Budget Planner
If you’re looking for inexpensive, fun Valentine’s Day date ideas, the answer just might be a penny date. Here’s how to set one up.
Apr 6, 2026

Budget Planner
Grace Schweizer is the email content writer at The Penny Hoarder. Before that, she wrote about college, travel, beauty and fashion. Grace received her professional writing degree from the University of South Florida, and has been paying for it ever since. Once the student loans are gone, she’s got big plans to live a debt-free life — one that hopefully involves a lot of travel and maybe even a renovated school bus. When Grace isn’t writing about finances, she’s enjoying the very best that Florida has to offer — namely the air-conditioning. And, uh, sure, the beaches are nice, too.
Apr 6, 2026

Investing
Micro-investing apps can be a great way to get your money in the stock market — even if you’re tight on cash or have little to no investing experience. But not all investing apps are created equal. Micro-investing works by consistently allocating small sums of money to an investment portfolio. It sounds simple, but each...
Apr 5, 2026

Investing
A card-trading expert shares his best tips to sell Pokemon cards. Plus, how to assess your cards’ rarity and condition.
Apr 5, 2026

Debt Management
Adam Hardy is a former staff writer for The Penny Hoarder. He's a University of South Florida graduate, who studied magazine journalism and sociology. He also has a background in international education as an English teacher in South Korea.
Apr 5, 2026

Budget Planner
What’s in a name? A lot, actually. Especially when it comes to store brand vs. name brand grocery items. We often default to certain brands when shopping simply because of the name on the package — and the reputation that comes along with it — thanks to clever advertising. We buy Bounty paper towels because...
Apr 6, 2026

Budget Planner
Selling on eBay, Amazon and Mercari comes with fees. Using Facebook Marketplace or Craigslist usually requires a meet up.
Apr 5, 2026

Budget Planner
Tariffs on coffee-producing countries — including a 50% levy on Brazil — are likely to raise prices for America’s millions of coffee drinkers.
Apr 5, 2026

Banking & Credit
Advocates fear consumers could be left to fend for themselves in a complicated financial marketplace if the CFPB is eliminated or diminished.
Apr 5, 2026

Budget Planner
Government assistance programs offer free or low cost resources to those who need it and qualify. We cover seven areas of financial life where you might be able to get help.
Apr 5, 2026