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2026 Tax Brackets and Federal Income Tax Rates
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do not influence our editors’ opinions or ratings2026 Tax Brackets and Federal Income Tax Rates
The IRS adjusts the federal tax brackets annually to keep pace with inflation. The 2026 tax brackets apply to taxes filed in 2027.
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Content Management Specialist
2 years of experience Expertise Personal income taxes Investing basics Investment fundsBella Avila is a content management specialist on the investing and taxes team at NerdWallet. Previously, she was a copy editing intern at NerdWallet through the Dow Jones News Fund internship program. Bella graduated from The University of Oklahoma with a bachelor's degree in journalism. She lives in Minneapolis, Minnesota.
Bella Avila is a content management specialist on the investing and taxes team at NerdWallet. Previously, she was a copy editing intern at NerdWallet through the Dow Jones News Fund internship program. Bella graduated from The University of Oklahoma with a bachelor's degree in journalism. She lives in Minneapolis, Minnesota. Content Management Specialist + more + more
Editor & Content Strategist
Expertise Taxes InvestingSabrina Parys is an editor and content strategist on the taxes and investing team at NerdWallet, where she manages and writes content on personal income taxes. Her previous experience includes five years as a copy editor and associate editor in academic and educational publishing. She is based in Brooklyn, New York.
Sabrina Parys is an editor and content strategist on the taxes and investing team at NerdWallet, where she manages and writes content on personal income taxes. Her previous experience includes five years as a copy editor and associate editor in academic and educational publishing. She is based in Brooklyn, New York. Published in Editor & Content Strategist + more + moreThere are seven tax rates that range from 10% to 37% in 2026. Most people's income is taxed at multiple rates — not just one. How much tax you pay is based on a few factors, namely income and filing status.
There are seven tax rates that range from 10% to 37% in 2026. Most people's income is taxed at multiple rates — not just one. How much tax you pay is based on a few factors, namely income and filing status.The tax brackets in the tables below apply to income you earn this year, which you’ll report on the tax return you file in 2027. (Looking for this tax season's brackets? Click here.)
The tax brackets in the tables below apply to income you earn this year, which you’ll report on the tax return you file in 2027. ( Looking for this tax season's brackets? Click here. )
Before we dive in, here's how to read these tables
Before we dive in, here's how to read these tables Before we dive in, here's how to read these tablesYou'll want to find your total taxable income in the "tax bracket" column. The correlating tax rate is the highest tax rate you'll pay — it doesn’t apply to all of your income; it just applies to the portion that falls within that bracket. The income in the lower brackets is taxed at those lower rates.
You'll want to find your total taxable income in the "tax bracket" column. The correlating tax rate is the highest highest tax rate you'll pay — it doesn’t apply to all of your income; it just applies to the portion that falls within that bracket. The income in the lower brackets is taxed at those lower rates.For example, let's say you’re a single filer and you expect to earn $150,000 this year. The top rate you’d pay on a portion of your income is 24%. The rest would be taxed at 10%, 12% and 22%.
For example, let's say you’re a single filer and you expect to earn $150,000 this year. The top rate you’d pay on a portion of your income is 24%. The rest would be taxed at 10%, 12% and 22%.» Need to review the basics first? Read up on how tax brackets and rates work
» Need to review the basics first? » Need to review the basics first? Read up on how tax brackets and rates work2026 single filer tax brackets
2026 single filer tax bracketsTax rate
Tax rate
Tax rateTax bracket
Tax bracket
Tax bracket10%
10%$0 to $12,400
$0 to $12,40012%
12%$12,401 to $50,400
$12,401 to $50,40022%
22%$50,401 to $105,700
$50,401 to $105,70024%
24%$105,701 to $201,775
$105,701 to $201,77532%
32%$201,776 to $256,225
$201,776 to $256,22535%
35%$256,226 to $640,600
$256,226 to $640,60037%
37%$640,601 or more
$640,601 or moreTax bracket
Tax bracket
Tax bracketTaxes owed
Taxes owed
Taxes owed$0 to $12,400
$0 to $12,40010% of taxable income
10% of taxable income$12,401 to $50,400
$12,401 to $50,400$1,240 plus 12% of the amount over $12,400
$1,240 plus 12% of the amount over $12,400$50,401 to $105,700
$50,401 to $105,700$5,800 plus 22% of the amount over $50,400
$5,800 plus 22% of the amount over $50,400$105,701 to $201,775
$105,701 to $201,775$17,966 plus 24% of the amount over $105,700
$17,966 plus 24% of the amount over $105,700$201,776 to $256,225
$201,776 to $256,225$41,024 plus 32% of the amount over $201,775
$41,024 plus 32% of the amount over $201,775$256,226 to $640,600
$256,226 to $640,600$58,448 plus 35% of the amount over $256,225
$58,448 plus 35% of the amount over $256,225$640,601 or more
$640,601 or more$192,979.25 plus 37% of the amount over $640,600
$192,979.25 plus 37% of the amount over $640,6002026 married filing jointly tax brackets
2026 married filing jointly tax bracketsTax rate
Tax rate
Tax rateTax bracket
Tax bracket
Tax bracket10%
10%$0 to $24,800
$0 to $24,80012%
12%$24,801 to $100,800
$24,801 to $100,80022%
22%$100,801 to $211,400
$100,801 to $211,40024%
24%$211,401 to $403,550
$211,401 to $403,55032%
32%$403,551 to $512,450
$403,551 to $512,45035%
35%$512,451 to $768,700
$512,451 to $768,70037%
37%$768,701 or more
$768,701 or moreTax bracket
Tax bracket
Tax bracketTaxes owed
Taxes owed
Taxes owed$0 to $24,800
$0 to $24,80010% of taxable income
10% of taxable income$24,801 to $100,800
$24,801 to $100,800$2,480 plus 12% of the amount over $24,800
$2,480 plus 12% of the amount over $24,800$100,801 to $211,400
$100,801 to $211,400$11,600 plus 22% of the amount over $100,800
$11,600 plus 22% of the amount over $100,800$211,401 to $403,550
$211,401 to $403,550$35,932 plus 24% of the amount over $211,400
$35,932 plus 24% of the amount over $211,400$403,551 to $512,450
$403,551 to $512,450$82,048 plus 32% of the amount over $403,550
$82,048 plus 32% of the amount over $403,550$512,451 to $768,700
$512,451 to $768,700$116,896 plus 35% of the amount over $512,450
$116,896 plus 35% of the amount over $512,450$768,701 or more
$768,701 or more$206,583.50 plus 37% of the amount over $768,700
$206,583.50 plus 37% of the amount over $768,7002026 head of household tax brackets
2026 head of household tax bracketsTax rate
Tax rate
Tax rateTax bracket
Tax bracket
Tax bracket10%
10%$0 to $17,700
$0 to $17,70012%
12%$17,701 to $67,450
$17,701 to $67,45022%
22%$67,451 to $105,700
$67,451 to $105,70024%
24%$105,701 to $201,750
$105,701 to $201,75032%
32%$201,751 to $256,200
$201,751 to $256,20035%
35%$256,201 to $640,600
$256,201 to $640,60037%
37%$640,601 or more
$640,601 or moreTax bracket
Tax bracket
Tax bracketTaxes owed
Taxes owed
Taxes owed$0 to $17,700
$0 to $17,70010% of taxable income
10% of taxable income$17,701 to $67,450
$17,701 to $67,450$1,770 plus 12% of the amount over $17,700
$1,770 plus 12% of the amount over $17,700$67,451 to $105,700
$67,451 to $105,700$7,740 plus 22% of the amount over $67,450
$7,740 plus 22% of the amount over $67,450$105,701 to $201,750
$105,701 to $201,750$16,155 plus 24% of the amount over $105,700
$16,155 plus 24% of the amount over $105,700$201,751 to $256,200
$201,751 to $256,200$39,207 plus 32% of the amount over $201,750
$39,207 plus 32% of the amount over $201,750$256,201 to $640,600
$256,201 to $640,600$56,631 plus 35% of the amount over $256,200
$56,631 plus 35% of the amount over $256,200$640,601 or more
$640,601 or more$191,171.00 plus 37% of the amount over $640,600
$191,171.00 plus 37% of the amount over $640,6002026 married filing separately tax brackets
2026 married filing separately tax bracketsTax rate
Tax rate
Tax rateTax bracket
Tax bracket
Tax bracket10%
10%$0 to $12,400
$0 to $12,40012%
12%$12,401 to $50,400
$12,401 to $50,40022%
22%$50,401 to $105,700
$50,401 to $105,70024%
24%$105,701 to $201,775
$105,701 to $201,77532%
32%$201,776 to $256,225
$201,776 to $256,22535%
35%$256,226 to $384,350
$256,226 to $384,35037%
37%$384,351 or more
$384,351 or moreTax bracket
Tax bracket
Tax bracketTaxes owed
Taxes owed
Taxes owed$0 to $12,400
$0 to $12,40010% of taxable income
10% of taxable income$12,401 to $50,400
$12,401 to $50,400$1,240 plus 12% of the amount over $12,400
$1,240 plus 12% of the amount over $12,400$50,401 to $105,700
$50,401 to $105,700$5,800 plus 22% of the amount over $50,400
$5,800 plus 22% of the amount over $50,400$105,701 to $201,775
$105,701 to $201,775$17,966 plus 24% of the amount over $105,700
$17,966 plus 24% of the amount over $105,700$201,776 to $256,225
$201,776 to $256,225$41,024 plus 32% of the amount over $201,775
$41,024 plus 32% of the amount over $201,775$256,226 to $384,350
$256,226 to $384,350$58,448 plus 35% of the amount over $256,225
$58,448 plus 35% of the amount over $256,225$384,351 or more
$384,351 or more$103,291.75 plus 37% of the amount over $384,350
$103,291.75 plus 37% of the amount over $384,350Estimate your 2026 tax rates
Estimate your 2026 tax ratesNext steps
Next stepsFind out if you might owe taxes or get a refund with our tax calculator
Find out if you might owe taxes or get a refund with our tax calculator About the author Bella Avila Bella Avila Bella Avila is a content management specialist on the investing and taxes team at NerdWallet. See full bio.ON THIS PAGE
2026 single filer tax brackets 2026 single filer tax brackets 2026 married filing jointly tax brackets 2026 married filing jointly tax brackets 2026 head of household tax brackets 2026 head of household tax brackets 2026 married filing separately tax brackets 2026 married filing separately tax brackets Estimate your 2026 tax rates Estimate your 2026 tax rates Next steps Next stepsON THIS PAGE
2026 single filer tax brackets 2026 single filer tax brackets 2026 married filing jointly tax brackets 2026 married filing jointly tax brackets 2026 head of household tax brackets 2026 head of household tax brackets 2026 married filing separately tax brackets 2026 married filing separately tax brackets Estimate your 2026 tax rates Estimate your 2026 tax rates Next steps Next steps More like this Taxes 2025 Tax Brackets and Federal Income Tax Rates The 2025 federal income tax rates range from 10% to 37% and apply to taxes due by April of this year. Find out which bracket you're in. Bella Avila Standard Deduction for 2025 and 2026: Amounts, When to Take The standard deduction is a popular way for taxpayers to reduce their taxable income. Your deduction amount depends on your age, filing status and other factors. 2 By Sabrina Parys, Tina Orem Capital Gains Tax: Long and Short-Term Rates for 2025-2026 Capital gains are the profits from the sale of assets. They can be subject to short-term or long-term tax rates. 2 By Sabrina Parys, Tina Orem 25 Popular Tax Deductions and Tax Breaks for 2025-2026 A deduction cuts the income you're taxed on, which can mean a lower bill. A credit cuts your tax bill directly. Learn more about common tax breaks and write-offs — and how to claim them. 2 By Sabrina Parys, Tina Orem Federal Income Tax Calculator and Refund Estimator 2025-2026 Estimate your 2026 tax refund or bill using our free income tax calculator. Enter your income, age and filing status to get started. Sabrina Parys How Federal Tax Brackets and Rates Work Contrary to popular belief, your income isn't taxed at just one rate. The U.S. has a progressive tax system, meaning different portions of your income get taxed at different rates. 2 By Sabrina Parys, Tina Orem 2025 Tax Brackets and Federal Income Tax Rates The 2025 federal income tax rates range from 10% to 37% and apply to taxes due by April of this year. Find out which bracket you're in. Bella Avila Standard Deduction for 2025 and 2026: Amounts, When to Take The standard deduction is a popular way for taxpayers to reduce their taxable income. Your deduction amount depends on your age, filing status and other factors. 2 By Sabrina Parys, Tina Orem Capital Gains Tax: Long and Short-Term Rates for 2025-2026 Capital gains are the profits from the sale of assets. They can be subject to short-term or long-term tax rates. 2 By Sabrina Parys, Tina Orem 25 Popular Tax Deductions and Tax Breaks for 2025-2026 A deduction cuts the income you're taxed on, which can mean a lower bill. A credit cuts your tax bill directly. Learn more about common tax breaks and write-offs — and how to claim them. 2 By Sabrina Parys, Tina Orem Federal Income Tax Calculator and Refund Estimator 2025-2026 Estimate your 2026 tax refund or bill using our free income tax calculator. Enter your income, age and filing status to get started. Sabrina Parys How Federal Tax Brackets and Rates Work Contrary to popular belief, your income isn't taxed at just one rate. The U.S. has a progressive tax system, meaning different portions of your income get taxed at different rates. 2 By Sabrina Parys, Tina Orem 2025 Tax Brackets and Federal Income Tax Rates The 2025 federal income tax rates range from 10% to 37% and apply to taxes due by April of this year. Find out which bracket you're in. Bella Avila Standard Deduction for 2025 and 2026: Amounts, When to Take The standard deduction is a popular way for taxpayers to reduce their taxable income. Your deduction amount depends on your age, filing status and other factors. 2 By Sabrina Parys, Tina Orem Capital Gains Tax: Long and Short-Term Rates for 2025-2026 Capital gains are the profits from the sale of assets. They can be subject to short-term or long-term tax rates. 2 By Sabrina Parys, Tina Orem 25 Popular Tax Deductions and Tax Breaks for 2025-2026 A deduction cuts the income you're taxed on, which can mean a lower bill. A credit cuts your tax bill directly. Learn more about common tax breaks and write-offs — and how to claim them. 2 By Sabrina Parys, Tina Orem Get started Get startedon Priority Tax Relief's website
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