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2025 Tax Brackets and Federal Income Tax Rates

The 2025 federal income tax rates range from 10% to 37% and apply to taxes due by April of this year. Find out which bracket you're in.

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Bella Avila

Content Management Specialist

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2 years of experience

Expertise

• Personal income taxes
• Investing basics
• Investment funds

Bella Avila is a content management specialist on the investing and taxes team at NerdWallet. Previously, she was a copy editing intern at NerdWallet through the Dow Jones News Fund internship program. Bella graduated from The University of Oklahoma with a bachelor's degree in journalism. She lives in Minneapolis, Minnesota.

Content Management Specialist

Bella Avila is a content management specialist on the investing and taxes team at NerdWallet. Previously, she was a copy editing intern at NerdWallet through the Dow Jones News Fund internship program. Bella graduated from The University of Oklahoma with a bachelor's degree in journalism. She lives in Minneapolis, Minnesota.

Sabrina Parys

Editor & Content Strategist

---

Expertise

• Taxes
• Investing

Sabrina Parys is an editor and content strategist on the taxes and investing team at NerdWallet, where she manages and writes content on personal income taxes. Her previous experience includes five years as a copy editor and associate editor in academic and educational publishing. She is based in Brooklyn, New York.

Published in

Editor & Content Strategist

Sabrina Parys is an editor and content strategist on the taxes and investing team at NerdWallet, where she manages and writes content on personal income taxes. Her previous experience includes five years as a copy editor and associate editor in academic and educational publishing. She is based in Brooklyn, New York.

In 2025, there are seven tax brackets and rates: 10%, 12%, 22%, 24%, 32%, 35% and 37%. You may be taxed at just one rate, but it's likely that you'll end up in several brackets. How much you pay depends on factors such as your income and filing status.

The tax brackets in the tables below apply to income earned in 2025, which you’ll report on the tax return you file by April 15, 2026. (Planning ahead? See the 2026 tax brackets here.)

Before we dive in, here's how to read these tables

You'll want to find your total taxable income in the "tax bracket" column. The correlating tax rate is the highest tax rate you'll pay — it doesn’t apply to all of your income; it just applies to the portion that falls within that bracket. The income in the lower brackets is taxed at those lower rates.

For example, let's say you’re a single filer who earned $150,000 in 2025. The top rate you’d pay on a portion of your income is 24%. The rest would be taxed at 10%, 12% and 22%.

» Need to review the basics first? Read up on how tax brackets and rates work

2025 single filer tax brackets

Tax rate

Tax bracket

10%

$0 to $11,925

12%

$11,926 to $48,475

22%

$48,476 to $103,350

24%

$103,351 to $197,300

32%

$197,301 to $250,525

35%

$250,526 to $626,350

37%

$626,351 or more

Tax bracket

Taxes owed

$0 to $11,925

10% of taxable income

$11,926 to $48,475

$1,192.50 plus 12% of the amount over $11,925

$48,476 to $103,350

$5,578.50 plus 22% of the amount over $48,475

$103,351 to $197,300

$17,651 plus 24% of the amount over $103,350

$197,301 to $250,525

$40,199 plus 32% of the amount over $197,300

$250,526 to $626,350

$57,231 plus 35% of the amount over $250,525

$626,351 or more

$188,769.75 plus 37% of the amount over $626,350

2025 married filing jointly tax brackets

Tax rate

Tax bracket

10%

$0 to $23,850

12%

$23,851 to $96,950

22%

$96,951 to $206,700

24%

$206,701 to $394,600

32%

$394,601 to $501,050

35%

$501,051 to $751,600

37%

$751,601 or more

Tax bracket

Taxes owed

$0 to $23,850

10% of taxable income

$23,851 to $96,950

$2,385 plus 12% of the amount over $23,850

$96,951 to $206,700

$11,157 plus 22% of the amount over $96,950

$206,701 to $394,600

$35,302 plus 24% of the amount over $206,700

$394,601 to $501,050

$80,398 plus 32% of the amount over $394,600

$501,051 to $751,600

$114,462 plus 35% of the amount over $501,050

$751,601 or more

$202,154.50 plus 37% of the amount over $751,600

2025 head of household tax brackets

Tax rate

Tax bracket

10%

$0 to $17,000

12%

$17,001 to $64,850

22%

$64,851 to $103,350

24%

$103,351 to $197,300

32%

$197,301 to $250,500

35%

$250,501 to $626,350

37%

$626,351 or more

Tax bracket

Taxes owed

$0 to $17,000

10% of taxable income

$17,001 to $64,850

$1,700 plus 12% of the amount over $17,000

$64,851 to $103,350

$7,442 plus 22% of the amount over $64,850

$103,351 to $197,300

$15,912 plus 24% of the amount over $103,350

$197,301 to $250,500

$38,460 plus 32% of the amount over $197,300

$250,501 to $626,350

$55,484 plus 35% of the amount over $250,500

$626,351 or more

$187,031.50 plus 37% of the amount over $626,350

2025 married filing separately tax brackets

Tax rate

Tax bracket

10%

$0 to $11,925

12%

$11,926 to $48,475

22%

$48,476 to $103,350

24%

$103,351 to $197,300

32%

$197,301 to $250,525

35%

$250,526 to $375,800

37%

$375,801 or more

Tax bracket

Taxes owed

$0 to $11,925

10% of taxable income

$11,926 to $48,475

$1,192.50 plus 12% of the amount over $11,925

$48,476 to $103,350

$5,578.50 plus 22% of the amount over $48,475

$103,351 to $197,300

$17,651 plus 24% of the amount over $103,350

$197,301 to $250,525

$40,199 plus 32% of the amount over $197,300

$250,526 to $375,800

$57,231 plus 35% of the amount over $250,525

$375,801 or more

$101,077.25 plus 37% of the amount over $375,800

Estimate your 2025 tax rates

» Find out if you might owe taxes or get a refund with our tax calculator

Tax brackets and rates for past years

Tax rate

Single filer

Married filing jointly (or surviving spouse)

Head of household

Married filing separately

10%

$0 to $11,600

$0 to $23,200

$0 to $16,550

$0 to $11,600

12%

$11,601 to $47,150

$23,201 to $94,300

$16,551 to $63,100

$11,601 to $47,150

22%

$47,151 to $100,525

$94,301 to $201,050

$63,101 to $100,500

$47,151 to $100,525

24%

$100,526 to $191,950

$201,051 to $383,900

$100,501 to $191,950

$100,526 to $191,950

32%

$191,951 to $243,725

$383,901 to $487,450

$191,951 to $243,700

$191,951 to $243,725

35%

$243,726 to $609,350

$487,451 to $731,200

$243,701 to $609,350

$243,726 to $365,600

37%

$609,351 or more

$731,201 or more

$609,351 or more

$365,601 or more

Source: IRS

10%

$0 to $11,000

$0 to $22,000

$0 to $11,000

$0 to $15,700

12%

$11,001 to $44,725

$22,001 to $89,450

$11,001 to $44,725

$15,701 to $59,850

22%

$44,726 to $95,375

$89,451 to $190,750

$44,726 to $95,375

$59,851 to $95,350

24%

$95,376 to $182,100

$190,751 to $364,200

$95,376 to $182,100

$95,351 to $182,100

32%

$182,101 to $231,250

$364,201 to $462,500

$182,101 to $231,250

$182,101 to $231,250

35%

$231,251 to $578,125

$462,501 to $693,750

$231,251 to $346,875

$231,251 to $578,100

37%

$578,126 or more

$693,751 or more

$346,876 or more

$578,101 or more

Tax rate

Single

Married, filing jointly

Married, filing separately

Head of household

10%

$0 to $10,275.

$0 to $20,550.

$0 to $10,275.

$0 to $14,650.

12%

$10,276 to $41,775.

$20,551 to $83,550.

$10,276 to $41,775.

$14,651 to $55,900.

22%

$41,776 to $89,075.

$83,551 to $178,150.

$41,776 to $89,075.

$55,901 to $89,050.

24%

$89,076 to $170,050.

$178,151 to $340,100.

$89,076 to $170,050.

$89,051 to $170,050.

32%

$170,051 to $215,950.

$340,101 to $431,900.

$170,051 to $215,950.

$170,051 to $215,950.

35%

$215,951 to $539,900.

$431,901 to $647,850.

$215,951 to $323,925.

$215,951 to $539,900.

37%

$539,901 or more.

$647,851 or more.

$323,926 or more.

$539,901 or more.

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