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Bank of America Cards Sweeten Introductory Offers for New Holders
Bank of America Cards Hikes First-Year Rewards for New Holders
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Bank of America® has increased its introductory offers for new holders of the Bank of America® Customized Cash Rewards credit card and Bank of America® Unlimited Cash Rewards credit card. As of May 28, 2025, applicants who are approved for those cards will be eligible for higher cash-back rates during their first year. Bank of America® Customized Cash Rewards credit card Bank of America® Unlimited Cash Rewards credit card Here’s what you can expect if you're applying for one of these cards.New introductory offers
Both credit cards will continue to offer the chance to earn a standard cash sign-up bonus as a new cardholder. What's changed is that you'll also earn cash back at higher rates during the first year. Introductory offers will break down this way:Bank of America® Customized Cash Rewards credit card
Bank of America® Customized Cash Rewards credit card Apply now Apply now Read Review Standard sign-up bonus: Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Standard sign-up bonus: $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. The first year: Earn 6% cash back in a category of your choice from a list of eligible options and 2% back on grocery stores and wholesale clubs on the first $2,500 of combined bonus category / grocery store / wholesale club spending per quarter; after hitting that threshold, you’ll earn 1% back on these purchases. The first year: 6% After the first year: Earn 3% cash back in a category of your choice from a list of eligible options and 2% back on grocery stores and wholesale clubs on the first $2,500 of combined bonus category / grocery store / wholesale club spending per quarter; after hitting that threshold, you’ll earn 1% back on these purchases. After the first year: 3% Eligible categories that can earn the higher rewards rate include gas and EV charging stations, online shopping (including cable, internet, phone plans and streaming), dining, travel, drugstores, and home improvement and furnishings. You can switch your category once per month. Apply now Apply now Read ReviewBank of America® Unlimited Cash Rewards credit card
Bank of America® Unlimited Cash Rewards credit card Standard sign-up bonus: Earn a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening. (This online only offer may not be available if you leave this page or if you visit a Bank of America® financial center. You can take advantage of this offer when you apply now.) Standard sign-up bonus: This online only offer may not be available if you leave this page or if you visit a Bank of America® financial center. You can take advantage of this offer when you apply now The first year: Earn 2% cash back on all purchases for the first year from account opening. The first year: 2% After the first year: Earn an unlimited 1.5% cash back on all purchases. After the first year: 1.5% Article sources NerdWallet writers are subject matter authorities who use primary, trustworthy sources to inform their work, including peer-reviewed studies, government websites, academic research and interviews with industry experts. All content is fact-checked for accuracy, timeliness and relevance. You can learn more about NerdWallet's high standards for journalism by reading our editorial guidelines. About the author Melissa Lambarena Melissa is a credit cards writer at NerdWallet. Her work has been featured by The Associated Press, New York Times, Washington Post and USA Today. See full bio. Helpful resources Best Cash Back Credit Cards Best Travel Credit Cards Best Balance Transfer Credit CardsFind the right credit card for you.
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