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Chase Slate Returns With a Lengthy 0% Introductory APR
Chase Slate Returns With a Lengthy 0% Introductory APR
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After a years-long absence from the market, the venerable Chase Slate® credit card is making a comeback, with a new introductory offer that can help you finance purchases or pay off debt. Chase Slate® Apply now Apply now Read Review The refreshed Chase Slate® has a $0 annual fee, and while it doesn't earn rewards, it offers value in another way. The card comes with a 0% intro APR on Purchases and Balance Transfers for 21 months, and then the ongoing APR of 18.24%-28.24% Variable APR. Chase Slate® $0 0% intro APR on Purchases and Balance Transfers for 21 months, and then the ongoing APR of 18.24%-28.24% Variable APR That's among the longest such offers on the market. Here's what else you need to know. » MORE: NerdWallet's best 0% intro APR credit cards » MORE:More details
Note that the Chase Slate® charges a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater. That's a little higher than the 3% you might find on other balance transfer credit cards, but it can be worth paying if it will save you more money on interest charges over time. Chase Slate® The long interest-free window can also help you finance a large expense. But if you don’t need that much time, note that rewards credit cards may offer more value: You'll be hard-pressed to find a lengthier intro APR period, but unlike the Chase Slate®, these cards tend to feature ongoing rewards on your spending, not to mention valuable welcome offers that can be worth hundreds of dollars. Chase Slate®A little history
The Chase Slate® was closed to applicants in 2020 and replaced by the Chase Slate Edge℠ in 2021. (That version of the card also offered a good 0% intro APR period.) Chase Slate® Chase Slate Edge℠ But while this refreshed version of the Chase Slate® is still an ideal card for those needing a lengthy interest-free runway, it's no longer the "triple-zero" rarity it used to be. Back then, it still had a $0 annual fee and a 0% intro APR period, but crucially, it also boasted a $0 balance transfer fee. Chase Slate® It's very difficult (not impossible, but difficult) to find a credit card these days that doesn't charge a balance transfer fee, though you may have some luck at credit unions. Article sources NerdWallet writers are subject matter authorities who use primary, trustworthy sources to inform their work, including peer-reviewed studies, government websites, academic research and interviews with industry experts. All content is fact-checked for accuracy, timeliness and relevance. You can learn more about NerdWallet's high standards for journalism by reading our editorial guidelines. About the author Melissa Lambarena Melissa is a credit cards writer at NerdWallet. Her work has been featured by The Associated Press, New York Times, Washington Post and USA Today. See full bio. ? Cards From Our Partners Apply now Apply nowon Chase's website
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NerdWallet rating Rewards rate 1x-8x Points Intro offer 125,000 Points Apply now Apply nowon Chase's website
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